A power of attorney is a document by which you appoint a person to act as your agent. An agent is one who has authorization to act for another person. The problem with a regular power of attorney is that it ceases to be effective when you become incapacitated. To overcome this problem, you need to have a durable power of attorney which "endures" through your disability and remains valid to protect you when you need it most. A durable power of attorney can be made for both financial and medical decisions. In addition, you have the option to determine when the durable power of attorney takes place - either upon signing of the document or upon findings by two doctors of your choice stating that you are unable to manage your affairs.
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